Privacy Policy

1. Overview


This Privacy Policy explains how

Key to Wealth Life Insurance

(“we,” “our,” or “us”) collects, uses, and protects your personal information when you use our website or communicate with us, including by phone, email, or SMS.


By using our services, you agree to the terms of this Privacy Policy.




2. What Information We Collect


We may collect personal information such as:


Full name, Email address, Phone number (including mobile) Zip code or address.

Employment info (if you are a federal employee)

Insurance needs and preferences.

Appointment scheduling details.

Communications you send us


We collect this data when you:


Submit a form or quote request.

Contact us by phone, email, or SMS.

Book a consultation.

Opt in to receive updates or offers.

Browse our website (via cookies or analytics)




3. How We Use Your Information


We use your information to:


Provide life insurance recommendations (term, whole life, annuities)

Help federal employees with FEGLI replacement.

Book and confirm appointments.

Send important updates and communications. Improve our website experience and service delivery.

Information will not be shared with any third parties, excluding aggregators and providers of the Text Message services. A compliant Privacy Policy must state that no mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.



4. Text Message Consent and SMS Privacy


If you opt in to receive text messages:


No mobile information will be shared for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared, except with aggregators and service providers who enable SMS delivery. Message and data rates may apply. Frequency varies.To opt out, reply "STOP" at any time. For help, reply "HELP."




5. How We Handle Your Data


No mobile information will be shared with third parties or affiliates for marketing/promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services. If your policy mentions sharing personal information, add this disclaimer: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.



6. Cookies & Tracking Tools


We may use cookies, web beacons, or similar technologies to understand how users interact with our site and improve its performance. You can control cookie preferences through your browser settings.




7. Your Rights & Choices


You may:


Request access to the personal information we have about you.

Request corrections to your data.

Opt out of emails by clicking "unsubscribe"Opt out of SMS by replying "STOP"


To request updates or removals of your personal information, contact us using the information below.




8. Data Security


We implement industry-standard safeguards to protect your personal information from unauthorized access, use, or disclosure.




9. Children’s Privacy


Our services are not intended for children under age 18. We do not knowingly collect personal data from minors.




10. Changes to This Privacy Policy


We may update this Privacy Policy periodically. Any updates will be posted to this page with the revised effective date.




11. Contact Us


If you have questions or requests regarding this Privacy Policy, please contact:


Key to Wealth Life Insurance


Email:

[email protected]


Phone: (470)633-0388


Website:

https://key-to-wealth.org/privacy-policy